How to Pay for Netflix with a Debit Card

Paying for Netflix with a debit card is one of the most easiest thing to do on the streaming platform. Meanwhile, I have come across many users asking if Netflix is safe for a debit card. This indicates that people are not usually comfortable using their debit card for Netflix subscription. Well, in my own opinions, Netflix is actually safe for debit card but if you don't feel safe, you can use other payment option like Credit Card and Gift Cards; these options are not linked to your bank account like a debit card. So, if possible your Netflix account gets compromised, your payment card will not be affected.

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Netflix debit card payment comes with different methods for various countries and regions. But generally, Netflix accepts Visa debit cards, MasterCard debit cards, American Express debit cards, Verve debit Cards, Dollar virtual debit cards and Prepaid debit cards. These company's credit cards also for Netflix payment.

In the United State (US), United Kingdom (UK), Canada and other regions where Google Pay operates in, you can actually use the Google payment service to pay for your monthly subscription on Netflix. The most amazing part of it is that your debit/credit card will have been linked to the Google Pay Wallet, all you need to do is just make the payment via your Google Pay App.

How Netflix Debit Card Payment Works

Netflix allows streamers to pay for their monthly subscriptions using several payment options including debit cards, virtual cards, and gift cards. The debit card payments is one of the convenient ways for subscribers to pay for their streaming services. However, to pay for Netflix using a debit card, you must log into your Netflix account via a web browser (not the mobile app) and add your debit card number, expiration date, and the CVV (3-digit code on the back of the card).

Once your debit card is linked to your Netflix account, the streaming service will charge your account automatically each month on the subscription renewal date. The amount that'll be charged will depends on the plan you choose (e.g., Basic, Standard, or Premium). More so, plans and prices are varies for countries.

Meanwhile, it's important to make sure that your debit card has enough balance or sufficient funds for the subscription fee on the billing date. If the balance is insufficient, Netflix will attempt to process the payment a few times before suspending your account until payment is made. In this case, you may get payment errors such as "your payment is pending".

Not only that, you should also note that if a debit card payment transactions fail on Netflix, it could be due to several reasons, such as insufficient funds, expired card information, or the card not being authorized for international transactions. The platform will attempt to retry failed payments periodically during the billing cycle.

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In addition, Netflix uses encrypted transactions to protect your card details. Some banks may also send a One-Time Password (OTP) or request verification through secure 3D payment authentication for the first payment.

How to Pay Netflix with Debit Cards

Pay with BDO Debit Card

You can easily pay for your Netflix subscription using a Banco de Oro (DBO) Debit Card. The card is usually a Visa Card and it can be used for any international online spending. To pay for Netflix using a BDO debit card, sign-in to your "Netflix Account" and navigate to "Account Settings." In the "Membership & Billing" section, click on "Update payment information." Now, select "Debit Card" as your payment methods and enter your BDO debit card details, including card number, expiration date, and CVV. Click "Save" and Netflix may verify the debit card with a small charge which will be refunded in due time.

Pay with Rupay Debit Card

For those who are looking forward to pay for Netflix using a Rupay Card, it's important to let you know that this card may not for Netflix. Here's why:  RuPay cards do not support "recurring payments" or "standing instructions", and the card usually requires a one-time password each time it want to get charged. And will always know, Netflix wants a card that can be automatically charged each month for the subscription without needing a one-time password (OTP) for each payment.

Another reason is that Rupay is a domestic card that relies on SBI payment infrastructures. However, while you can't directly use your RuPay card to pay for Netflix, there are a few workarounds to use it;

• Create a free PayPal account
• Link your Rupay Debit Card to the PayPal Account
• Add funds to the PayPal Account from your Rupay Card
• Now, you can make a successful transaction to buy a Netflix premium.

You can also use Paytm and PhonePe that allows you to add funds using your RuPay card and then pay Netflix from your wallet balance. Otherwise, you'll need to have a Visa or MasterCard or choose other payment option to pay for your Netflix subscriptions in countries where RuPay works.

Pay with Capitac Debit Card

You can pay for Netflix subscription using the Capitac Debit Card. To do just that, simply login to your Netflix Account to add the debit card details. Here's how; "Account Settings" >> "Membership & Billing" >> "Manage payment info" >> "Debit Card" >> "Add Capitac Card Number, Expiration Date, and Security Code."

However, it's important to set up your Capitac Debit Card for international transactions and recurring payments. You can do that on your card management dashboard or may need to contact Capitec customer service for assistance.

Pay with Easypaisa Debit Card

The Easypaisa Debit Card is one of the most popular Visa Debit Card in Pakistan. However, the card cannot be directly used to pay for Netflix subscription in the country. To pay for Netflix using an Easypaisa debit card, you will need to follow a specific process, as Netflix does not directly accept Easypaisa payments. Instead, you can use Easypaisa to purchase a prepaid Netflix code. Here’s how to do it:

First, download and open the Easypaisa app, then log into your account. Navigate to the "Bill Payments" section, where you can look for Netflix under various categories, such as "Others." Since direct payments are not possible, you will need to purchase a Netflix prepaid code from a reputable online retailer.

After getting the code, enter the biller reference number and the amount you paid for the code in the Easypaisa app, then confirm the payment using your Easypaisa PIN. Once the payment has been successfully made, you will receive an alert indicating that the payment was verified. Now, redeem the Netflix code by signing-in to your Netflix account, navigate to the "Redeem Gift Card" section, and enter the prepaid code.

However, your Easypaisa account must be fully verified and has enough balance to complete the payment, otherwise, the transaction will be declined. By following these steps, you can effectively use your Easypaisa debit card to fund your Netflix subscription indirectly.

Pay with M-Pesa

There are two ways to pay for Netflix using MPesa in Kenya. First, you can use "M-PESA Global Netflix Payment Method." You can also link your M-Pesa to PayPal to pay for Netflix in the country.

To pay for Netflix using M-Pesa, dial *840# and accept the terms to opt in, or use the M-Pesa app by selecting “Pay” and choosing “GlobalPay.” After agreeing to the terms, select your virtual card and enter your PIN to activate it. Then, type-in the card details on Netflix under the “Billing & Payment” page. The subscription fee will be deducted from your M-Pesa account, and you’ll get a confirmation message.

To pay for Netflix using linked MPesa-PayPal, first create a PayPal account if you don’t have one, making sure it matches your M-Pesa account name for easy verification. Now, you need to link your PayPal to M-Pesa using Pay Bill Number 800088. Note, your phone number will be used as your account number. After the successful linkage, log in to your Netflix account, go to the "Membership & Billing" >> "Update payment information", and select PayPal as your payment method. The subscription fee will be automatically deducted from your PayPal account.

Conclusion

This article has explained how you can use various debit cards to make payment for Netflix subscriptions. If your card type is not included, feel free to drop the card name in the comment section and we will find a workaround to make it useful for Netflix subscription.

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